Buying A Home

It’s a lot of work and can be over whelming. Read through these tips to help it all go smoothly.

First Time Home Buyers

A home is more often than not, ones greatest expense in life. It where we spend the majority of our time and becomes our pride. Buying a home enables us to have full customization-worry free of landlord’s controlling what we can and cannot do to our place. A home provides comfort, security, and is the greatest investment one can make.

Canada, especially as of late has seen homes appreciate substantially in the last few years. This is the perk of purchasing a home, you get to see your net worth grow. It is a physical investment, unlike stocks or bonds. You are in control. It should also be noted that in Canada principal residences are exempted from capital tax gains

By paying a mortgage, part of that payment is utilized towards your principal balance of your home alone. Therefore instead of watching your rent money empty your pockets, you can buy a home and pay your mortgage and see some of your money come back to you. It is the best savings plan there is as you get to enjoy the comfort and security of your savings plan while saving.

Buying a home is a huge financial commitment, and you first must evaluate if you have the resources to make such a purchase. If you have your money tied into other commitments, maybe a home isn’t something you should be looking for just yet. It is recommended that at least 5-10% be saved for a down payment, but ideally more. The more you can put down at the start, the better off you are.
Another thing to take into consideration before buying a home is your lifestyle. What type of career do you have? Will you be travelling lots? Is this home going to be a place you are planning on staying in for some time? Buying a home is very expensive, and other factors are added on top- such as moving expenses. These are additional expenses that you do not want to deal with frequently, and if your life is not yet completely stable, maybe a home is not yet your best option.


  • How many bedrooms and bathrooms do I need?
  • Do I need a garage? One-car? Two-Car?
  • Will I need bedrooms for children?
  • Where is the home located? Is it convenient for my job and lifestyle? Will friends and family be close by?
  • Is it a noisy neighborhood?
  • Are bus routes close by? Schools? Libraries? Parks?
  • Will the home require any improvements?
  • Do I need to replace the appliances?
  • How much are property taxes?
  • What do monthly bills cost on average?
  • Is it a high crime area?
  • What is the economic outlook of the area?


  • Deposit
  • Down payment
  • Legal Fees
  • Taxes
  • Home Inspection
  • Service and Utility Hook-up expenses
  • Renovations
  • Moving Expenses
  • Appraisal Fee
  • Water Quality and Quantity
  • Condominium Fees
  • Property Tax
  • Mortgage expenses
  • Land Transfer Tax
  • Property Insurance
  • Mortgage Loan Insurance

After reading this you should have an idea of what goes into buying your first home. The expenses listed above are the major expenses, but definitely not all of the expenses that you may face. Don’t be overwhelmed by it all- embrace it, as this will be the greatest purchase you ever make! If you would like to take the next step, check out our choosing a REALTOR post, or you can fill out this form and we will have an agent contact you within 24 hours.

Learn How to Beat Other Buyers to Hot New Listings

Every serious buyer wants to find the next best deal, that new property on the market that no one else knows about. Until now, this has never been easy.

Old and inefficient ways like driving up and down streets “hoping” to find that new property. Thumbing your way through ads in magazines and even searching the Internet are not very effective – the problem is that you will be looking at properties that have been on the market a long time. In many cases these properties you are looking at will have already been sold and some of the best new properties never make it to these ad sources.

Let me explain why these methods are so inefficient. When a house is put up for sale, a photo is taken and sent in to be advertised, it is then published and goes to market. The problem you face is that by the time you find the house in the ads, a week or even two will have passed before they are displayed, this even includes searches on the Internet.

The other problem you face is that these very same sources that you are searching through to find your new home are painfully slow at removing properties that have been sold. Once a property has an accepted offer, there is a ten to fourteen day conditional period to handle the financing, then as in the case of the Internet the ad that you are looking at is removed about seven to fourteen days after the conditional period has been waived. This means you are getting excited over properties that have been off the market for up to a month.

Now you can understand the difficulty of finding a property using the old methods of searching. Looking at ads that do not display the newest properties and getting excited over properties that are no longer on the market. But when you want to narrow down your search to the best available homes on the market, there is a much more superior way of doing this.

We have created a simple, efficient method to correct all of these deficiencies. With the use of our super computers we are able to gather these lists of HOT NEW LISTINGS the minute they are put on the market and forward them to you. Just think, no more searching through old ads and getting all excited about properties that have been sold. And worse, missing out on that house that just came on the market but was purchased by one of our buyers using our new super efficient methods.

What we can do for you is provide you a list of the properties that have just been listed. This is totally an opt in method of delivering to you the HOTTEST new listings on the market today. You can opt out at any time that you choose and best of all there is no obligation or cost to you, it is totally FREE.

Distress Sales / Bank Foreclosures

Distress Sales resulting from bank foreclosures often represent a great way to get a fantastic deal on a home. It’s not easy for the average homeowner to find these deals, because you have to keep scouring the paper to see when one comes up.

If you’re the type of person who recognizes what a great deal some of these properties could represent, you will be interested to know about our service which automatically searches out and downloads a current list of all such properties day in and day out. When you receive this free, no obligation service, you’re automatically plugged in to the most current list of Foreclosure Properties on the market, in the price range and area that interests you. This FREE service every week will save you a lot of research and running around.

Here’s how it works. Every week, you will receive a FREE report listing the current Foreclosure properties in your desired price range and location. There is no cost for this information, and absolutely no obligation. This insider information, sent to you in an incredibly simple and efficient format, will give you a huge advantage over other buyers in the marketplace.

You can request this free service by simply filling out the information on the form below including the specific price range and area you would like the “Foreclosure Weekly Report” on. When you have completed the form just click the “Submit” button at the bottom of the page.

Save Money When Purchasing Your Next Home

Getting the right house for the right amount of money are the two most important elements in purchasing a home today. Saving money when buying a home does not have to be difficult, however buyers often go about this the wrong way. If you implement these easy to follow steps you will see that many buyers purchase at thousands of dollars below list price.

Negotiating skills are important, however there are many myths that are blown right out of the water in this special report. Along with negotiating there are several other factors that must be considered before during and after you make your offer.

If you would like to order your FREE report that outlines several factors such as the psychology of the seller, what price to start at when making an offer. Steps to take before you even enter the home. Should I buy before I sell?

Order this report NOW to find out how to save thousands of dollars when you buy a home.

Don't Pay Another Cent to Your Landlord. Order Your FREE Special Report Today

If you’re like most renters, you feel trapped within the walls of a house or apartment that doesn’t feel like yours. How could it when you’re not even permitted to bang in a nail or two without a hassle? You feel like you’re stuck in the renter’s rut with no way of rising up out of it and owning your own home.

Well don’t feel trapped any more! A new FREE Special Report entitled “Stop Paying Rent and Own Your Own Home” has already helped dozens of local renters get out from under their landlord’s finger, and move into a wonderful home they can truly call their own. You can make this move too by discovering the important steps detailed in this FREE Special Report.

It doesn’t matter how long you’ve been renting, or how insurmountable your financial situation may seem. With the help of this report, it will become suddenly clear to you how you really can save for the down payment and stop wasting thousands of dollars on rent.

Order this report NOW and stop wasting thousands of dollars on rent.

9 Common Buyer Traps That Could Cost You Thousands

Buying a home is a major investment no matter which way you look at it. But for many homebuyers, it’s an even more expensive process than it needs to be because many fall prey to at least a few of many common and costly mistakes which trap them into either paying too much for the home they want, or losing their dream home to another buyer or, worse, buying the wrong home for their needs.

A systemized approach to the homebuying process can help you steer clear of these common traps, allowing you to not only cut costs, but also buy the home that’s best for you.

An industry report has just been released entitled “Nine Buyer Traps and How to Avoid Them”. This important report discusses the 9 most common and costly of these homebuyer traps, how to identify them, and what you can do to avoid them.

Order this report NOW to learn how to avoid costly buyer mistakes before you purchase your next home.

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